I heard the coolest tip the other day that I have not yet tried out for myself but if it well, actually worked, could be a great way to save Christmas money!

I have a friend who has opened a savings account at the bank inside her Walmart. Every time she shops there, she writes her check for $10-20 over the amount and promptly deposits it into savings. She does this all year and has quite a chunk to use towards her Christmas shopping..

I thought this sounded fabulous! Though I think you have to have a spare $100 lying around to open the account which could be an issue, in theory I can't think of an easier way to somewhat painlessly save for Christmas!

We'll see if it Works for Me!

See other great tips at Rocks In My Dryer.